Terms of use

By using maximisepoints.com you agree to these terms. The site is run by [YOUR TRADING NAME / LTD COMPANY] ([Registered or trading address]).

Information, not advice

Everything on this site and in our emails is general information and opinion about loyalty schemes and the cards that feed them. It is not financial advice, it is not a recommendation that any product is suitable for you, and it doesn't take account of your circumstances beyond the answers you gave. We are not authorised or regulated by the Financial Conduct Authority. We do not arrange credit, and we have no relationship with your application: you apply to the issuer directly, on their terms, subject to their credit checks.

Accuracy

Bonuses, fees, earn rates and eligibility rules change often. We check figures against issuer pages and reputable sources and date our content, but the issuer's own page is the only authoritative source. Always confirm the offer before you apply. "Plans" are estimates built from standard offers and your answers; they're not a promise of approval or of any number of points.

Credit is your responsibility

Credit cards charge interest if you don't pay in full. Applications affect your credit file. Nothing here should be read as encouragement to borrow or to spend beyond what you would have spent anyway. If you're struggling with debt, free help is available from StepChange and Citizens Advice.

Commercial relationships

We may in future earn a commission when you apply for a product through a link on this site, and we'll mark such links. Commission never changes the order or content of a plan; the engine runs the same rules for everyone. Where a link is not a commercial one, we say nothing and earn nothing.

Using the site

You may use the site for personal, non-commercial purposes. Don't scrape it, copy the plan engine, or misrepresent our content as your own. We may change or withdraw the site at any time.

Liability

To the extent the law allows, we're not liable for any loss arising from reliance on the site, including missed bonuses, declined applications, fees, interest, or changes to issuer terms. Nothing in these terms limits liability that can't be limited by law.

Law

These terms are governed by the law of England and Wales and the courts of England and Wales have exclusive jurisdiction.

Contact: hello@maximisepoints.com.